Legal

Cardholder Agreements

Choose Your Agreement

Below are the cardholder agreements for Pre-Paid USA prepaid cards. Each agreement sets out the terms and conditions for a specific card type, including how to use your card, fees, expiration, and your rights. The agreement that applies to you is the one provided with your card, so choose the version that matches the card you received.

General (Visa Incentive)

Terms for the standard one-time-load prepaid Visa incentive card.

Last updated: August 2025.Read the agreement

Digital-Only

Terms for digital prepaid Visa cards delivered by email.

Last updated: August 2025.Read the agreement

Mastercard

Terms for prepaid Mastercard incentive cards.

Last updated: December 2024.Read the agreement

Reloadable

Terms for reloadable prepaid Visa cards, including the anchored short-form and long-form fee disclosures.

Last updated: August 2025.Read the agreement

Visa Incentive 6-Month

Terms for the Visa incentive card with a six-month expiration.

Last updated: June. 2025.Read the agreement

Questions About Your Agreement

We may update these agreements from time to time, and the current version is always posted on this page. For help with your card or questions about your agreement, visit Cardholder Support or review our Privacy Policy.