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Incentive Programs

Prepaid Cards for Insurance Companies

Insurance carriers and brokers run claim disbursement, agent incentives, and customer retention programs that prepaid cards solve efficiently. Pre-Paid USA supplies prepaid Visa, Mastercard, and merchant cards for carriers, brokers, and agencies, in physical or digital form, with custom branding and free fulfillment.

Program types

Turn Customer Moments Into Momentum

Browse the programs below to find the right approach for building loyalty, encouraging growth, and rewarding customer engagement.

Claim Disbursement

Pay small-dollar settlements and goodwill amounts quickly, without cutting and mailing checks. Use prepaid cards for low-value claim settlements, customer recovery and service-recovery payouts, and goodwill gestures after a difficult experience. Digital cards reach the policyholder the same day, while physical cards are used when a mailed payout is expected.

What's Included

  • Low-value claim settlements without check processing
  • Customer recovery and service-recovery payouts
  • Goodwill gestures after a difficult experience
  • Same-day digital delivery by email or SMS
  • Physical cards for mailed disbursements

Agent Incentives

Motivate the people who sell and service your policies. Use prepaid cards for producer Sales Performance Incentive Funds ("SPIFs"), top-of-month and top-of-quarter recognition, training completion, and recruiting incentives for new agents. See our channel incentives programs for partner and broker rewards.

What's Included

  • Producer SPIF (Sales Performance Incentive Fund) payouts
  • Top-of-month and top-of-quarter recognition
  • Training completion rewards
  • Recruiting incentives for new agents
  • Physical or digital delivery options

Customer Retention

Keep policyholders and deepen relationships with rewards timed to the moments that matter. Use prepaid cards for renewal thank-yous, loyalty and tenure milestones, and recovery rewards for customers who give low satisfaction scores. See our customer rewards programs.

What's Included

  • Renewal thank-you and retention rewards
  • Loyalty and tenure milestone recognition
  • Recovery rewards for low-satisfaction policyholders
  • Open-loop Visa or Mastercard accepted everywhere
  • Custom branding on physical cards
Business professionals reviewing documents alongside prepaid cards, highlighting rewards for claims and customer loyalty.
Business professionals reviewing documents alongside prepaid cards, highlighting rewards for claims and customer loyalty.
Business professionals reviewing documents alongside prepaid cards, highlighting rewards for claims and customer loyalty.
COMMON QUESTIONS

Frequently Asked Questions

Yes. We can match denominations, delivery, and participant-facing language to your protocol, and your Institutional Review Board remains the approving authority.

Yes, within the card network's brand guidelines. Confirm any program disclosures and state insurance requirements with your compliance team, since rules vary by line of business and state.

Yes. We can deliver through our platform or hand off card records for you to fulfill, by file upload or integration.

Ready to design your program?

Get an instant quote or talk to a specialist about claim disbursement, agent incentives, or customer retention programs.

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