Prepaid Cards for Financial Services
Financial services buyers use prepaid cards to incentivize account opening, reward retention, and expand customer relationships. Pre-Paid USA supplies prepaid Visa, Mastercard, and merchant cards for banks, credit unions, and fintechs, in physical or digital form, with custom branding and free fulfillment.
Program Types
Recognition That Goes the Distance
Retention Bonuses
Keep customers and deepen relationships with rewards tied to loyalty milestones, balance-growth thresholds, and tenure anniversaries.
See our customer rewards programs
A note on compliance
Account and reward offers in financial services carry disclosure and fairness obligations, including UDAAP considerations. Present the terms of any offer clearly and accurately, and confirm reporting obligations, since many account-opening and reward payments are reportable income. We can share sample program language, but your compliance and legal teams own the final disclosures and reporting decisions.
Frequently Asked Questions
We supply the cards and program logistics, and you remain responsible for compliance with your regulator, whether the Office of the Comptroller of the Currency ("OCC"), the National Credit Union Administration ("NCUA"), or another body. Loop in your compliance team early.
Our prepaid incentive cards are issued by Sunrise Banks, N.A., Member FDIC. This is an issuing relationship for your incentive program only, and it does not involve or affect your own customer relationships.
Account-opening and reward payments are often reportable. Coordinate 1099 reporting with your finance and compliance teams.
Ready to design your program?
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